Here are some things to start preparing for the home buying process.
Credit – what is your credit score?
Capacity- do you have a reliable source of income? Is it provable? Do you make enough money to cover debts and a mortgage. Debt to income ratio
Capital– do you have enough $ in your checking, savings, 401k, life insurance accounts to pay for your down payment & closing costs?
Collateral– if the house worth what you’re paying for it?
Closing Costs: https://ddesousa.com/closing-costs-what-are-they/
Credit & Buying a Home: https://ddesousa.com/credit-and-buying-a-home/
First Time Home Buyers: How to Purchase Part 1: https://ddesousa.com/part-1-first-time-home-buyers-florida/
First Time Home Buyers: How to Purchase Part 2: https://ddesousa.com/part-2-first-time-home-buyers/
First Time Home Buyers: Down Payment Assistance: https://ddesousa.com/how-can-i-buy-a-home-part-3-assistance-programs-palm-coast-fl/
Loan Programs More: https://ddesousa.com/how-can-i-buy-a-home-part-4-loan-programs-palm-coast-fl
More on Interest Rates: https://ddesousa.com/the-down-low-on-interest-rates/
Connect with me anywhere! Helpful tools such as prequalification, rate calculator and much much more. Copy and paste to download: https://ddesousa.mortgagemapp.com/
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Mortgage Lender serving Palm Coast, FL and surrounding counties.
Mortgage Loan Originator
Hours: Mon-Fr 8a-6p (hours may vary)
Apply Now: www.ddesousa.com – click Apply Now
First Time Home Buyer? Check out this FB Group: https://www.facebook.com/groups/302375513753568/
4101 E. Moody Blvd. #218
Bunnell FL 32110