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Part 1: First Time Home Buyers – Florida

Danielle Desousa - First Time Home Buyer

Here are some things to start preparing for the home buying process. Credit – what is your credit score?Capacity- do you have a reliable source of income? Is it provable? Do you make enough money to cover debts and a mortgage. Debt to income ratioCapital– do you have enough $ in your checking, savings, 401k, […]

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Part 2: First Time Home Buyers

You can purchase a home with as little as 3-5% of a down payment. Here are some things to start your home buying preparation: INCOME / EMPLOYMENT: FORECLOSURES, SHORT SALES, BANKRUPTCY (*There are compensating factors, loan type, credit score, debt to income, employment history etc)​*In most cases, it is important you have built up your […]

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