Tag Archives for " first time home buyers "

Part 1: First Time Home Buyers – Florida

Danielle Desousa - First Time Home Buyer

Here are some things to start preparing for the home buying process. Credit – what is your credit score?Capacity- do you have a reliable source of income? Is it provable? Do you make enough money to cover debts and a mortgage. Debt to income ratioCapital– do you have enough $ in your checking, savings, 401k, […]

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CREDIT and Buying a Home

CREDIT ISSUES?! Lenders look at your credit score to determine the “risk” of lending you money, as a basis of if you pay your bills and if they are paid on time.From here on out, if you are wanting to purchase a home, it is imperative you pay your accounts on time. There are different […]

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How Can I Buy a Home? PART 3- Assistance Programs Palm Coast FL

Buyer Assistance Programs You may find it difficult in getting qualified for an assistance program, you will still need to meet requirements such as particular credit scores. As for particular loan programs, there are some loan types are ONLY on one particular home… it can get quite confusing. Your best bet would be to go […]

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Part 2: First Time Home Buyers

You can purchase a home with as little as 3-5% of a down payment. Here are some things to start your home buying preparation: INCOME / EMPLOYMENT: FORECLOSURES, SHORT SALES, BANKRUPTCY (*There are compensating factors, loan type, credit score, debt to income, employment history etc)​*In most cases, it is important you have built up your […]

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The Preserve St. Augustine, FL

26206 Harbour Vista Circle St. Augustine, FL The Preserve on Anastasia Island Great location on Anastasia Island. Cute 2 bed 2 bath condo perfect primary residence, second home, or investment. Offers bright living room with vaulted ceilings, master bedroom with walk-in closet, fully equipped kitchen, laminate floors, screened lanai to capture those tropical breezes. New […]

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