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NO CASH When Applying For a Mortgage

NO CASH WHEN APPLYING FOR A MORTGAGE Unfortunately, cash is NOT KING when it comes to the mortgage and real estate industry. All $$$$ MUST be sourced. What does “sourced” mean? It means YOU must PROVE to the lender where all $ comes from. Loan officers and mortgage processors need to make sure thatthe borrower […]

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Part 1: First Time Home Buyers – Florida

Danielle Desousa - First Time Home Buyer

Here are some things to start preparing for the home buying process. Credit – what is your credit score?Capacity- do you have a reliable source of income? Is it provable? Do you make enough money to cover debts and a mortgage. Debt to income ratioCapital– do you have enough $ in your checking, savings, 401k, […]

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Closing Costs: What are they?

WHAT ARE CLOSING COSTS? Closing costs are fees associated with your home purchase that are paid at the closing of a real estate transaction. These fees, paid to third parties to help facilitate the sale of a home, occur when the title of property is transferred from the seller to the buyer. Closing costs are […]

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